Submit a quick enquiry for a bridging loan secured against residential, commercial or mixed-use property. A specialist broker will call you back to discuss your options. Available in England, Scotland and Wales.
The funds you can borrow are capped at 75% of the property value (first charge). If your selection exceeds that, the form will ask you to adjust.
Three simple steps to a bridging loan enquiry.
Tell us how much you need to borrow, the value of the property or land, and your contact details. The form takes about a minute.
A specialist bridging loan broker will call you back to discuss your circumstances, exit strategy and the right product for you.
The broker will review options from a panel of specialist bridging lenders and present quotes that suit your circumstances. There is no obligation to proceed.
£25k+
Loan size from
75%
Max LTV first charge
Days
Funds released in
No
Obligation
Submit your enquiry and an authorised broker will call you back
Specialist bridging brokers can review most case types — including those that have been declined by mainstream lenders.
Bridging finance covers a wide range of property-secured purposes.
Auction completions where the timescale is too short for a standard mortgage, chain-break finance to complete before an existing sale finalises, unmortgageable property such as short-lease or non-standard construction, probate and inherited property, buy-to-let, HMOs, student accommodation, holiday lets and portfolio purchases.
Light refurbishment for cosmetic updates, heavy refurbishment including extensions, loft and basement conversions, commercial-to-residential conversions, barn and warehouse conversions, ground-up development, development exit finance and finishing stalled projects.
Commercial premises including offices, retail units and warehouses, mixed-use property, land purchases with or without planning permission, land banking, raising capital against business property to fund the business itself, and short-term cashflow secured against assets.
Short-term bridging finance, explained
A bridging loan is a short-term loan secured against property or land. It is typically used to bridge a funding gap — for example, when buying a property at auction, completing a purchase before an existing sale finalises, or funding refurbishment before refinancing onto a longer-term mortgage.
Bridging loans range from £25,000 to £25,000,000. Maximum loan-to-value is 75% on first charge and 70% on second charge. Both regulated and unregulated cases are considered.
Common uses include auction purchases, chain-break finance, property refurbishment, conversion projects, development exit, ground-up development and raising capital against business property. Adverse credit is considered on a case-by-case basis.
Specialist brokers have access to lenders, products and processes that are not always available going direct.
Some lenders accept automated valuations on suitable cases, which can shorten the time from application to drawdown when speed of completion matters.
Some bridging products are only available through specialist brokers and are not offered direct to consumers — useful when a standard product does not fit the case.
A specialist broker can present a case to multiple lenders, giving access to a wider set of options than approaching one lender directly. Dual representation may be available on some cases to speed completion.
Submit an enquiry and a broker will call you back to discuss your options.
Submit Enquiry