Bridging loans secured against Edinburgh residential, commercial or development property. Submit your enquiry and a specialist broker familiar with Scottish property law will call you back.
The funds you can borrow are capped at 75% of the property value (first charge). If your selection exceeds that, the form will ask you to adjust.
Three simple steps to a bridging loan enquiry.
Tell us how much you need to borrow, the value of the property or land, and your contact details. The form takes about a minute.
A specialist bridging loan broker will call you back to discuss your circumstances, exit strategy and the right product for you.
The broker will review options from a panel of specialist bridging lenders and present quotes that suit your circumstances. There is no obligation to proceed.
£25k+
Loan size from
75%
Max LTV first charge
Days
Funds released in
No
Obligation
Submit your enquiry and an authorised broker will call you back
Specialist bridging brokers can review most case types — including those that have been declined by mainstream lenders.
Common Edinburgh scenarios where bridging fits.
Listed buildings, period flats and prime residential in the historic centre. Bridging covers acquisition where competitive bidding shortens the window, and listed-building refurbishment where works require specialist conservation methods.
Development sites and refurbishment opportunities across Leith, Granton and the wider waterfront regeneration zones. Bridging for site acquisition, conversion projects and development exit finance.
Commercial premises across the CBD and outer wards. HMO conversions for the city's student rental market. Mixed-use property and capital release against owned commercial buildings.
Edinburgh property bridging — listed buildings, prime stock, regeneration
Edinburgh property bridging finance is secured against residential, commercial or development property in Edinburgh and the surrounding Lothians. Scottish property law applies — missives, the Land Register and the Scottish disposition process govern the transaction. Specialist lenders set up for Scottish cases can complete inside a fortnight where the case is straightforward.
Edinburgh loans range from £25,000 to £25,000,000, with maximum 75% LTV on first charge and 70% on second charge. Edinburgh stock spans listed buildings in the New Town and Old Town, prime central residential, larger family homes in suburbs like Morningside and Trinity, leasehold flats with shorter terms, commercial premises across the city, and regeneration sites in Leith and along the waterfront.
Both regulated and unregulated cases considered. Common Edinburgh-specific case structures include listed-building refurbishment finance, conversion of larger dwellings into multiple units, prime central acquisitions where speed matters in competitive markets, and Leith regeneration development sites.
Specialist brokers have access to lenders, products and processes that are not always available going direct.
Some lenders accept automated valuations on suitable cases, which can shorten the time from application to drawdown when speed of completion matters.
Some bridging products are only available through specialist brokers and are not offered direct to consumers — useful when a standard product does not fit the case.
A specialist broker can present a case to multiple lenders, giving access to a wider set of options than approaching one lender directly. Dual representation may be available on some cases to speed completion.
Submit an enquiry and a broker will call you back to discuss your options.
Submit Enquiry