Business bridging finance secured against commercial premises, mixed-use property or other business assets. Submit your enquiry and a specialist broker will call you back to discuss capital-raising and acquisition options.
The funds you can borrow are capped at 75% of the property value (first charge). If your selection exceeds that, the form will ask you to adjust.
Three simple steps to a bridging loan enquiry.
Tell us how much you need to borrow, the value of the property or land, and your contact details. The form takes about a minute.
A specialist bridging loan broker will call you back to discuss your circumstances, exit strategy and the right product for you.
The broker will review options from a panel of specialist bridging lenders and present quotes that suit your circumstances. There is no obligation to proceed.
£25k+
Loan size from
75%
Max LTV first charge
Days
Funds released in
No
Obligation
Submit your enquiry and an authorised broker will call you back
Specialist bridging brokers can review most case types — including those that have been declined by mainstream lenders.
Common reasons businesses use bridging finance.
Funding VAT bills, corporation tax, stamp duty and HMRC liabilities while the business waits for incoming receipts, refunds or seasonal cashflow. Secured against business property; repaid when the cashflow event arrives.
Buying out a partner, acquiring a competitor, opening new premises, purchasing equipment or stock at scale, or completing a management buyout — where the longer-term funding is in progress but not yet drawn.
Bridging payroll, paying urgent suppliers, covering a temporary cashflow gap or funding a turnaround. Releases capital from the equity in business-owned property without disturbing existing commercial mortgages.
Property-secured short-term finance for business purposes
A business bridging loan is short-term finance secured against commercial property, mixed-use property or business-owned investment property. Funds can be used for the business itself — capital raising, working capital, tax bills, acquisitions, expansion, asset purchases — without the lengthy underwriting timescales of a traditional commercial mortgage.
Because the loan is for business purposes, it falls outside consumer mortgage rules and lenders have flexibility on case structure. That makes business bridging accessible in scenarios where high-street commercial lenders would either decline or take far too long: opportunistic acquisitions, surprise tax liabilities, supplier urgency, or capital that needs to flow within days.
Loans run from £25,000 to £25,000,000 with maximum 75% LTV on first charge against the secured property. The exit is typically a longer-term commercial mortgage, the sale of a business asset, or repayment from incoming business cashflow such as a customer payment, refund or refinance proceeds.
Specialist brokers have access to lenders, products and processes that are not always available going direct.
Some lenders accept automated valuations on suitable cases, which can shorten the time from application to drawdown when speed of completion matters.
Some bridging products are only available through specialist brokers and are not offered direct to consumers — useful when a standard product does not fit the case.
A specialist broker can present a case to multiple lenders, giving access to a wider set of options than approaching one lender directly. Dual representation may be available on some cases to speed completion.
Submit an enquiry and a broker will call you back to discuss your options.
Submit Enquiry