Ground-up development, conversion and heavy refurbishment projects secured against the project property and land. Submit an enquiry and a specialist broker will call you back to discuss the right facility.
The funds you can borrow are capped at 75% of the property value (first charge). If your selection exceeds that, the form will ask you to adjust.
Three simple steps to a bridging loan enquiry.
Tell us how much you need to borrow, the value of the property or land, and your contact details. The form takes about a minute.
A specialist bridging loan broker will call you back to discuss your circumstances, exit strategy and the right product for you.
The broker will review options from a panel of specialist bridging lenders and present quotes that suit your circumstances. There is no obligation to proceed.
£25k+
Loan size from
75%
Max LTV first charge
Days
Funds released in
No
Obligation
Submit your enquiry and an authorised broker will call you back
Specialist bridging brokers can review most case types — including those that have been declined by mainstream lenders.
Bridging finance covers the full development cycle from site acquisition to project completion.
Funding for the acquisition of development land or sites with planning permission, plus build costs drawn down in stages. Single-unit builds, multi-unit schemes, residential, commercial and mixed-use developments.
Commercial-to-residential conversions under permitted development rights, barn and warehouse conversions, office-to-residential, change-of-use schemes, and conversions of large dwellings into multiple units.
Refinance of an existing development loan that is approaching expiry, where units have not yet sold or the developer needs more time. Releases pressure on the project and can lower the cost of finance.
Short-term funding for the build phase of a property project
Property development finance is a form of bridging used to fund the construction or significant refurbishment of a property. It typically covers the land acquisition, build costs and professional fees, with funds drawn down in stages as the project progresses.
Development bridging loans range from £25,000 to £25,000,000 and are secured against the development site. Maximum LTV is 75% on first charge. The exit is usually the sale of completed units or a refinance onto an investment mortgage.
Suitable for experienced developers and first-time projects with a credible exit strategy. Adverse credit cases are considered. Both regulated and unregulated projects are accepted.
Specialist brokers have access to lenders, products and processes that are not always available going direct.
Some lenders accept automated valuations on suitable cases, which can shorten the time from application to drawdown when speed of completion matters.
Some bridging products are only available through specialist brokers and are not offered direct to consumers — useful when a standard product does not fit the case.
A specialist broker can present a case to multiple lenders, giving access to a wider set of options than approaching one lender directly. Dual representation may be available on some cases to speed completion.
Submit an enquiry and a broker will call you back to discuss your options.
Submit Enquiry