Bridging finance for extensions, conversions, structural work and full property renovation. Submit your enquiry and a specialist broker will call you back to discuss the right staged-drawdown facility.
The funds you can borrow are capped at 75% of the property value (first charge). If your selection exceeds that, the form will ask you to adjust.
Three simple steps to a bridging loan enquiry.
Tell us how much you need to borrow, the value of the property or land, and your contact details. The form takes about a minute.
A specialist bridging loan broker will call you back to discuss your circumstances, exit strategy and the right product for you.
The broker will review options from a panel of specialist bridging lenders and present quotes that suit your circumstances. There is no obligation to proceed.
£25k+
Loan size from
75%
Max LTV first charge
Days
Funds released in
No
Obligation
Submit your enquiry and an authorised broker will call you back
Specialist bridging brokers can review most case types — including those that have been declined by mainstream lenders.
Structural projects that need a staged bridging facility.
Single-storey and multi-storey extensions, loft conversions, basement conversions, garage-to-room conversions. Building regulations required, sometimes planning permission too.
Conversion of larger dwellings into multiple residential units. Typically involves structural work, fire safety upgrades, building regulations sign-off and sometimes planning permission for change-of-use.
Top-to-bottom renovation of properties unmortgageable in current condition. Roof, structure, services, fit-out — bringing the property back to habitable standard before refinance or sale.
Funding structural property work with staged drawdowns
Heavy refurbishment covers structural property work that typically requires building regulations approval and sometimes planning permission. Examples include extensions, loft conversions, basement conversions, removal of internal walls, full re-roofing, change-of-use schemes and ground-up renovation of derelict property.
Heavy refurbishment bridging loans are usually drawn down in stages as the works progress, with funds released against verified milestones. Loans range from £25,000 to £25,000,000, with maximum 75% LTV against the property's as-is value, plus additional drawdown against the post-works gross development value on suitable cases.
Common scenarios include conversion of a single dwelling into multiple flats, large-scale renovation of derelict property, ground-up extensions and structural updates that bring a property to modern habitable standard. Both regulated and unregulated cases considered.
Specialist brokers have access to lenders, products and processes that are not always available going direct.
Some lenders accept automated valuations on suitable cases, which can shorten the time from application to drawdown when speed of completion matters.
Some bridging products are only available through specialist brokers and are not offered direct to consumers — useful when a standard product does not fit the case.
A specialist broker can present a case to multiple lenders, giving access to a wider set of options than approaching one lender directly. Dual representation may be available on some cases to speed completion.
Submit an enquiry and a broker will call you back to discuss your options.
Submit Enquiry