Bridging finance for cases where probate has not yet been granted — including funds for inheritance tax, beneficiary advances and property purchases by executors. Submit your enquiry and a broker will call you back.
The funds you can borrow are capped at 75% of the property value (first charge). If your selection exceeds that, the form will ask you to adjust.
Three simple steps to a bridging loan enquiry.
Tell us how much you need to borrow, the value of the property or land, and your contact details. The form takes about a minute.
A specialist bridging loan broker will call you back to discuss your circumstances, exit strategy and the right product for you.
The broker will review options from a panel of specialist bridging lenders and present quotes that suit your circumstances. There is no obligation to proceed.
£25k+
Loan size from
75%
Max LTV first charge
Days
Funds released in
No
Obligation
Submit your enquiry and an authorised broker will call you back
Specialist bridging brokers can review most case types — including those that have been declined by mainstream lenders.
Common scenarios during the probate process.
Inheritance tax must usually be paid before a grant of probate is issued, but estate funds may be inaccessible until then. A bridge against the estate property covers the IHT bill and is repaid from the estate when probate completes.
Beneficiaries who need funds sooner than the probate timeline allows — to complete their own property purchase, settle a tax bill or address an immediate need. Funds are repaid from the beneficiary's eventual inheritance share.
Where the executors are buying out a property as part of the estate distribution, or one beneficiary is purchasing the estate property from the others. Bridging funds the transaction during the probate process.
How bridging fits the probate timeline
Probate — the legal process of administering a deceased person's estate — typically takes between 6 and 12 months in England and Wales. During that time the estate's assets are usually frozen, even though tax liabilities and beneficiary expectations may need to be met before probate is granted.
Probate bridging finance is secured against the estate property and used to release funds during the probate process. It can pay an inheritance tax liability so a grant of probate can be obtained, advance funds to beneficiaries who need them sooner than the full probate timeline allows, or fund a property purchase the executors are completing.
Loans run from £25,000 upwards, with maximum 75% LTV on first charge against the estate property. Specialist lenders are familiar with probate-specific case structures including those where probate has not yet been granted.
Specialist brokers have access to lenders, products and processes that are not always available going direct.
Some lenders accept automated valuations on suitable cases, which can shorten the time from application to drawdown when speed of completion matters.
Some bridging products are only available through specialist brokers and are not offered direct to consumers — useful when a standard product does not fit the case.
A specialist broker can present a case to multiple lenders, giving access to a wider set of options than approaching one lender directly. Dual representation may be available on some cases to speed completion.
Submit an enquiry and a broker will call you back to discuss your options.
Submit Enquiry